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TLC // Tan Liang Cheng

In Touch

A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

 
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Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

 
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How to Stay Optimistic During Hard Times

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
TLC // Tan Liang Cheng
 
 
 
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Testimonials and Referral Notes

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Mr Khoo, Executive Director (Ret) | Group Property & General Services | UOB

Liang Cheng has been looking after my family and portfolio for the past 13 years, and has spanned across the Planning for my home and children as well. Have a good chat with him in your office and see how he may assist you for your years to come - he may be a valuable asset

Daniel Lim, Marcom Manager | Civil Service Club

It has been about 14 years since I have known LC from the army, and in the years throughout, he has been more than an agent. He is a family friend in which whom both sides of my parents and in-laws know about and go to for their insurance matters. He has the right attributes - attentive, informed and knowledgeable

George Lau, Group Sales Manager | NTUC Income

Though we were acquaintances from school, I’ve gotten to know LC better over the years of my work in the bank and even now (in an insurance firm). We meet regularly and trade ideas and knowledge I am confident of having my planning done with him, as he is the rock foundation that will be around even as the corporate life takes me to different companies and destinations. Even though we are in the same industry, it helps to keep a lookout for my blind spots. I have personally introduced my parents and brother for planning as well, and therefore is a person I urge you to meet for a discussion. If at the end of the day your plans are well taken care of, as a friend, I will be assured as well

Celia Hish, Executive Assistant | Facebook

I first got to meet Liang Cheng in the hospital - he had taken over my portfolio from an agent who had left... In the years we have had many discussions with regards to my planning and also the considerations for my family. He is someone that I recommend to my social friends as as well

Nic & Mal | PhotoMeister Studios

I've known Liang Cheng from common friends back in school and we had an opportunity to reconnect some years back... I recall an incident when there was a claim on an old plan with which we thought was not claimable, but having checked and liaised with the hospital, was pleasantly surprised when the outcome was favourable. Since then he's gotten to know and to plan for my wife and child too

Rachel Ang, Manager | Sport Singapore

My husband and I have known TLC for some time and he has been ever helpful in our journey together. From financial advise when we both singles, to financial planning for the future. As a cyclist and triathlete, I have had some accidents and TLC has made sure that I've been sufficiently covered each step of the way. He is ever ready to lend a listening ear and give advice on your financial needs. I would recommend all active sports people to take his counsel as he himself is an avid sports person and knows what exactly we need.